Banking solutions to grow your business.

The Best Way to Manage Cash Flow

LibertyPointe Bank Commercial Accounts offer businesses financial solutions designed to help them grow and prosper. Our ultimate goal is to make sure your money works as hard as you do. We have the superior products, sophisticated website and industry expertise to help you find the best way to manage cash flow and stay focused on the future. By incorporating the best of leading-edge internet and communications technology, we guarantee your banking experience will be more convenient.

Business Products

• Business Checking
• Business Interest Checking
• Business Savings Account
• Business Money Market Deposit Account
• Services

Business Services

• Online Bill Pay
• Cash Management
• Remote Deposit Capture
• Lockbox Services

Business Products provided by LibertyPointe Bank:

Business Checking

• $1,000 Average Balance required to avoid service charges*
• Free Internet Cash Management
• Free Bill Pay
• Free ATM Card
• Refund policy for using non LibertyPointe Bank ATMs
• Access to Senior Management

* Average Balances $501 - $999 will incur a $10 monthly service charge
Average Balances $1 - $499 will incur a $15 monthly service charge
**We reserve the right to assess additional charges to accounts with unusually high activity.

return to top

Business Interest Checking

This checking account is a good fit for businesses
that want the ease of a basic account with extra
earning power.

• Earn interest on collected balances
• $5,000 minimum balance required to avoid
• $12 monthly maintenance fee
• First 250 transactions free
  
• Accounts exceeding 250 monthly transactions will accrue a $.15 fee per transaction
  
• Free Internet Cash Management
  
• Free Bill Pay
  
• Free ATM card

This product is limited to sole proprietors, not-for-profits, government institutions and certain escrow accounts.

return to top

Business Savings Account

By combining liquidity with competitive rates, LibertyPointe Bank’s Business Savings Account gives you the advantages you need to grow your company.

• Tiered interest rates
• Linking option gives increased benefits
  
• Free ATM access
• Free online banking

return to top

Business Money Market Deposit Account

High interest, liquidity and flexibility. This account offers both the convenience of full checking account access as well as the earning potential of a money market fund. This account can be linked to automatically transfer available cash between
your checking account and your money market deposit account, where it has the potential to earn competitive interest.

• $5,000 minimum balance required
• Earning potential of a Money Market
  
• Investment Account
  
• Tiered interest rates
• Linking option gives increased benefits

return to top

Business Services provided by LibertyPointe Bank:

Online Bill Pay service is just one of our top products. Now you can pay all your bills with a few simple mouse clicks. You’ll save time and money by eliminating the need to write checks, stuff envelopes and deal with postage.

Cash Management includes all the services of Online Bill Pay and much more. This versatile option allows you to pay employees through direct deposit, initiate domestic and international wire transfers, and pay state and federal taxes. Our Cash Management service was designed with one thing in mind: making life easier for our business account customers.

Remote Deposit Capture allows our clients the ability to make deposits without leaving the office. Some of the advantages of Remote Deposit Capture include: increased productivity, 24-hour banking, improved cash flow, faster turnaround and later cut-off deadlines. All you need is a computer with a broadband connection and a scanner provided by LibertyPointe Bank to take
advantage of this convenient and cost-effective service. Ask one of our bankers how this product can save you valuable time and money.

Lockbox Services expand our offering of Cash Management solutions for the New York metropolitan marketplace. The lockbox product line will offer a full range of remittance processing services to meet all aspects of the market.
The bank will service automated, high-speed retail processing for high-volume, low-dollar, consumer-based payments.

return to top