Money Market Accounts
as of January 21st, 2010
Rate
APY*
Business Money Market Deposit Accounts
Balances $0.00 - $999.99
0.000%
0.000%
Balances $1,000.00 - $49,999.99
0.350%
0.351%
Balances $50,000.00 - $99,999.99
0.500%
0.501%
Balances $100,000.00 and over
1.000%
1.005%
Super Money Market Account
Balances $0.00 - $999.99
0.250%
0.250%
Balances $1,000.00 - $49,999.99
0.500%
0.501%
Balances $50,000.00 - $99,999.99
0.750%
0.752%
Balances $100,000.00 & Over
1.200%
1.207%
*APY= Annual Percentage Yield assumed if funds on deposit for one year.
Contact a Bank Representative for details.
Rates subject to change without notice.


Interest Checking
as of January 21st, 2010
Rate
APY*
Commercial Interest Checking
Balances $0.00 - $999.99
0.000%
0.000%
Balances $1,000.00 - $24,999.99
0.200%
0.200%
Balances $25,000.00 - $99,999.00
0.350%
0.350%
Balances $100,000.00 & Over
0.500%
0.501%
Consumer Interest Checking
0.350%
0.351%
*APY= Annual Percentage Yield assumed if funds on deposit for one year.
Rates subject to change without notice.
Rates available to all existing customers and new customers within the NY, NJ, CT area.


Savings
as of January 21st, 2010
Rate
APY*
Business Savings
Balances $0.00 - $999.99
0.100%
0.100%
Balances $1,000.00 - $49,999.99
0.500%
0.501%
Balances $50,000.00 - $99,999.99
0.750%
0.752%
Balances $100,000.00 and over
1.000%
1.005%
Statement Savings
Balances $0.00 - $999.99
0.250%
0.250%
Balances $1,000.00 and over
0.500%
0.501%
*APY= Annual Percentage Yield assumed if funds on deposit for one year.
Rates subject to change without notice.
Rates available to all existing customers and new customers within the NY, NJ, CT area.


Certificates of Deposit
as of January 21st, 2010
NY, NJ & CT Residents only.
Rate
APY*
Short Term CD's 1-3 Months
0.250%
0.250%
3 Month CD**
0.350%
0.350%
6 Month CD**
0.750%
0.750%
9 Month CD**
0.850%
0.850%
12 Month CD**
1.740%
1.750%
18 Month CD**
1.640%
1.650%
2 Year CD**
2.060%
2.080%
3 Year CD**
1.780%
1.800%
4 Year CD**
1.780%
1.800%
5 Year CD**
1.780%
1.800%
*APY= Annual Percentage Yield assumed if funds on deposit for one year.
** Retirement Account eligible
Minimum balance requirements may apply.
Rates subject to change without notice.
Rates available to all existing customers and new customers within the NY, NJ, CT area.


IRA Retirement Accounts
as of January 21st, 2010
NY, NJ & CT Residents only.
Rate
APY*
1 Month IRA
0.250%
0.250%
3 Month IRA
0.350%
0.350%
6 Month IRA
0.750%
0.750%
9 Month IRA
0.850%
0.850%
12 Month IRA
1.740%
1.750%
18 Month IRA
1.640%
1.650%
2 Year IRA
2.060%
2.080%
3 Year IRA
1.780%
1.800%
4 Year IRA
1.780%
1.800%
5 Year IRA
1.780%
1.800%
*APY= Annual Percentage Yield assumed if funds on deposit for one year.
Minimum balance requirements may apply.
Rates subject to change without notice.
Rates available to all existing customers and new customers within the NY, NJ, CT area.


Annual Percentage Yields (APYs) are accurate as of January 21st, 2010 and are subject to change without notice. The interest rate remains fixed until maturity. A penalty may be imposed for withdrawals before maturity. Fees could reduce earnings. LibertyPointe Bank reserves the right to cancel or modify this offer at any time without notice.
Bank is not responsible for typographical errors.
Out Of Area Deposits Not Currently Offered.
Please Check Back In The Future.



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On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.
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